Risk Management

Why RWO?

At RWO, we see two prongs in the effective mitigation of risk –solid safety planning and training combined with proactive claims management.






Dedicated Risk Management & Safety Director

John Pedone brings 30 years of experience as a Loss Control Consultant and Safety Management Specialist. John holds a number of professional designations, such as the ALCM and is an OSHA 500 Outreach Training Program Instructor.

John’s mission is to provide our clients with true, meaningful value added safety and risk management services. This can include: audits, program development and review, fleet safety and driver training, OSHA compliance, comprehensive loss analysis, and other risk mitigation initiatives.


Company Specific Risk Management Plans

Similar insurance companies can generate vastly different premiums based on a variety of reasons including the quality of safety planning.

Risk Management Plans will control the cost of your insurance program over the long term regardless of market cycles.

As a client of RWO, you will get your own free safety website and a customized safety plan to keep your insurance premiums as stable as possible.


Cutting-edge Technology and Service

  • Create and manage your own safety website with an online, industry-specific program designed for your company
  • Access customized safety manuals, newsletters, and training aids in English and Spanish
  • View online OSHA 300, 300A, and 301 logs



  • Claims Management

    The second piece of an effective risk management program is proactive claims management. Our clients need an advocate in the event of a claim to ensure that all of the facts are understood. A mishandled claim can impact a client for years. We will be there to guide you through for the best possible result.


    Training and Education

    We provide a variety of free training workshops on topics ranging from planning tools and job site audits to OSHA regulations. Free seminars sponsored by RWO over the past year include 401-k, employment practices, and 125 plans.

    Free client-specific training courses having included driver safety, forklift training, ladder safety, and first-aid CPR.


    MyWave Risk Management Resource Website

    Raley, Watts & O’Neill has the MyWave Risk Management system, as well as, a customized MyWave website for our clients. It is available 24 hours/7 days a week to provide a wide array of useful safety information and helpful tools. For example, it contains all the occupational safety resources you need, with functionality and content designed to help you efficiently meet your OSHA reporting needs.

    MyWave PORTAL Set Up MyWave Account
    Sample Documents Contact Risk Management