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About Us
Raley, Watts & O’Neill (RWO) is an insurance and financial services brokerage that prides itself on getting it right- from coverage to comprehensive safety planning. With deep roots in Maryland, RWO is here to help individuals and businesses obtain the proper insurance program to meet their needs and risks. RWO simplifies the insurance process, you will understand what you are buying and where your money goes.
Read More: RWO History, RWO Mission Statement, Our Executives, Why RWO?
RWO History
RWO has a rich history in Southern Maryland. On July 1, 2006, RWO became a new organization by combining two brokerages that believe in providing superior customer service. Raley, Watts, & Associates was established in 1953 in California, Maryland, and Alger & O’Neill Insurance was established in 1961 in La Plata, Maryland. Today, RWO is leveraging the combined strengths of both companies.
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RWO Mission Statement
Client Focus. Accuracy.
Respect and Integrity. Excellence.
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Our Executives
Rick Tepel, CEO
Gordon O'Neill, President
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Why RWO?
Clear, Straightforward Language
RWO will explain the insurance process to you in clear, straight forward language. We want you to know where your money is going and what factors determine the cost of insurance for your firm.
Training and Education
We provide a variety of free training on everything from defensive driving to forklift safety to HR compliance. We also do job site audits and provide planning and tracking tools to help you stay OSHA-compliant. Over the past year, RWO has provided its clients with free classes on CPR/First Aid, 401k, employment practices, and 125 plans.
Transparency of Insurance Costs
Similar insurance companies can generate vastly different premiums based on a variety of reasons, from loss history to the quality of safety planning. Do you understand the factors impacting what you pay for insurance? Do you know how much you are paying your agent? We will take the time to explain what drives your fees and design a plan to keep your insurance costs as low as possible.
The Right Coverage at the Right Time
Do you thoroughly understand how your insurance program works? A cheap premium does you no good if you have no coverage when a loss occurs. Many companies do not realize that key exposures are under-insured or worse not covered at all until there is a serious loss.
Comprehensive Coverage
Thorough coverage rarely costs significantly more, but it takes in-depth analysis and expertise to get it right.
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